MAHJUDIN MAHJUDIN; KRISTIAWATI, I.; ILHAM SAM, M. Mitigating Market Power in Banking: Cost Efficiency and the Path Toward Consumer Welfare. Journal of Managerial Sciences and Studies, [S. l.], v. 3, n. 2, p. 564–578, 2025. DOI: 10.61160/jomss.v3i2.80. Disponível em: http://jomss.org/index.php/jomss/article/view/80. Acesso em: 13 sep. 2025.