SUROSO, A. .; KRISTIAWATI, I.; AURELIA MAHJUDIN, N. Macroeconomic Determinants, Efficiency, and Policy Drivers of Welfare Performance in Islamic Fintech: The Mediating Role of Systematic Risk in Indonesia. Journal of Managerial Sciences and Studies, [S. l.], v. 3, n. 2, p. 579–587, 2025. DOI: 10.61160/jomss.v3i2.81. Disponível em: http://jomss.org/index.php/jomss/article/view/81. Acesso em: 13 sep. 2025.