Wijaya Budi, Irman, and Ganang Widodo. “The Influence of Third-Party Funds, Capital Adequacy Ratio, and Non-Performing Financing on Company Profitability With Financing As an Intervening Variable in Islamic Non-Banking Institution”. Journal of Managerial Sciences and Studies 2, no. 3 (October 9, 2024): 742–749. Accessed October 25, 2025. http://jomss.org/index.php/jomss/article/view/107.