The Influence of Third-Party Funds, Capital Adequacy Ratio, and Non-Performing Financing on Company Profitability with Financing as an Intervening Variable in Islamic Non-banking Institution
Main Article Content
Abstract
The researcher wrote this scientific paper so that he could set hypotheses that affect each variable to provide benefits for further writing. Through this writing, the researchers obtained the following results: 1) DPK had a positive and significant impact on financing; 2) CAR has a positive and significant impact on financing; 3) NPF has a positive impact and is quite important for financing; 4) Deposits have a positive and significant impact on Profitability; 5) CAR has a positive impact and is quite important to Profitability; 6) NPF has a positive impact and is quite important to Profitability; 7) Financing has a positive and quite important impact on Profitability; 8) DPK has a positive and quite important impact on profitability through financing mediation; 9) CAR has a positive and significant impact on Profitability through financing mediation; 10) NPF has a positive impact and is quite important to profitability mediated by financial lending.
Article Details
References
Ahmad, Uus, H. (2017). Analysis of the Influence of Third Party Funds and Non Performing Financing on Return on Assets at BPRS in Indonesia. Journal of Islamic Economics, 5 (October), 1–16.
Arisandi. (2008). Analysis of Credit Supply Factors in Banks in Indonesia. Non banking institution Management Article. Guna Dharma University.
Ali, H., Limakrisna. 2013. Research Methods Practical Guidelines for Solving Business Problems, Writing Theses, Dissertations. Jakarta: Open University.
Anees, Ahmed Nauman, Ahmed Arif. 2012. Liquidity Risk and Performance of Non banking institution Systems. “Journal of Financial Regulation and Compliance” Vol. 20 Iss 2 pp. 182-195
Dawood. Usman. (2014). Factors Impacting Profitability of Commercial Banks in Pakistan for the Period of 2009-2012. “International Journal of Scientific and Research Publications” Vol. 4, Issue 3.
Dendawijaya, Lukman. (2003). Non banking institution Management. Jakarta: Ghalia Indonesia. Eng, Tan
Sau. 2013. The Effect of NIM, BOPO, LDR, NPL and CAR on ROA of International Banks and National Banks Go Public Period 2007-2011. “Jurnal Dinamika Manajemen” Vol. 1. No. 3.
Diansyah. (2016). Journal of Business Studies. The Influence of Third Party Funds, Debt Equity Ratio on the Profitability of Islamic Banks in Indonesia, 9 (December), 48–60.
Gul, Sehrish, Faiza Irshad, and Khalid Zaman. Factors Affecting Bank Profitability in Pakistan. "The Romanian Economic Journal".
Hanafi, Mamduh and Halim, Abdul, 2009. Financial Report Analysis. Yogyakarta: STIE YKPN
Kasmir (2004), Banks and Other Financial Institutions, Sixth Edition, Jakarta: Raja Grafindo Persada.
Kuncoro, Mudrajat and Suhardjono. 2002. Non banking institution Management: Theory and Application.
Yogyakarta: BPFE.
Maidalena. (2014). Analysis of Non Performing Financing (NPF) Factors in the Islamic Non banking institution Industry. Journal of Islamic Economics and Business, 1(1), 127– 138.
Masood, Omar., Muhammad Ashraf. (2012). Bank-Specific and Macroeconomic Profitability Determinants of Islamic Banks. “Qualitative Research in Financial Markets” Vol. 4 No. 2/3.
Mukhlis, Imam. (2011). Bank Credit Distribution Reviewed from the Amount of Third Party Funds and the Level of Non Performing Loans. “Journal of Finance and Non banking institution” Vol. 15, No. 1
Oktaviani, Irene Rini Demi Pangestuti. (2012). The Influence of DPK, ROA, CAR, NPL and the Number of SBI on Bank Credit Distribution. “Diponegoro Journal of Management” Vol. 1 No. 2.
Rivai, Veithzal and Andria Permata Veithzal. (2008). Islamic Financial Management.
Jakarta: Raja Grafindo Persada
Simorangkir. (2004). Introduction to Non banking institution and Non-Non banking institution Financial Institutions, Ghalia Indonesia: Bogor.
Subegti, Rangga Bagus., Dias Satria. (2010). Determination of General Bank Credit Distribution in Indonesia for the Period 2006-2009. “Journal of Finance and Non banking institution” Vol. 14 No. 3
Surya, M., & Utami, M. (nd). The Influence of Third Party Funds ( TPF ), Capital Adequacy Ratio ( CAR ), Non Performing Financing ( NPF ) on the Liquidity of Islamic Commercial Banks. 33–43.
Yudiana, FE (2014). Management of Islamic Bank Financing.
Yuliani. (2007). Relationship between Operational Efficiency and Profitability Performance in the Public Non banking institution Sector on the Jakarta Stock Exchange. “Jurnal Manajemen & Bisnis Sriwijaya” Vol. 5 No. 10.